1.6.7 Safe to install
HappyPera: Quick Cash Loans at Your Fingertips
HappyPera offers a seamless mobile solution for cash loans, making it easier than ever to access funds in times of need with competitive rates and user-friendly interface.
Corporate Name: Royal Yohoo Lending Investors Corporation
Registered Business Name: Royal Yohoo Lending Investors Corporation
Doing business under the name and style of "HappyPera"
SEC COMPANY REGISTRATION NO.CS201906145
CERTIFICATE OF AUTHORITY NO.2940
HappyPera is a Filipino technology and financial services company that offers safe and convenient online cash loans to help Filipinos address their financial needs.
Join millions of HappyPera customers who have successfully utilized our loans to start businesses, pay for education, and meet other financial obligations.
HappyPera simplifies the borrowing process by providing easy online loan services without the need for paperwork, collateral, or a bank account.
Product Information
- Loan amount: ₱3,000 - ₱10,000
- Loan term: 90 days (shortest, including renewal time) - 120 days (longest, including renewal time)
- Maximum APR: 24%
- Prepaid Fees: cash-out fee ₱30, service fee ₱30
Example
If you borrowed ₱5,000 for a term of 120 days:
The net proceeds would be ₱4,940 (₱5,000 - ₱30 - ₱30).
Total repayment on the due date would be ₱5,400 (₱5,000 + ₱5,000 * 24% / 360 * 120).
User Requirements
- Filipino Citizen
- Age: 18+
Product Features
- Simple application process in just 3 easy steps
- Safe and convenient with secure protection of your information
- Apply anytime and anywhere
Application Procedure
- Download the HappyPera app on your mobile phone
- Fill in the simple application information
- Provide your GCash or cash withdrawal options
- Get your cash sent directly to GCash, GrabPay, bank account, etc.
Loan Amounts
- ₱2,000 - ₱3,000 for first-time loan applicants
- You can increase your credit limit up to ₱10,000 with on-time repayment records
- Cash out from various locations, including GCash, GrabPay, Cebuana Lhuillier, M Lhuillier, LBC, or your own bank account.
Repayment Process
- Visit any 7-Eleven, Cebuana Lhuillier, M Lhuillier, or bank branch for repayment
- Easy repayment schedule to help you stay on track with your payments
Why Choose HappyPera?
- Easy application and fast approval process for quick access to cash
- Financial guidance to help you make wise decisions with your money
- Inspiration from millions of successful HappyPera customers
- Fast, simple, and competitive interest rates
- Professional and responsive staff providing excellent customer service
- Transparent and responsible lending practices
- Special offers for loyal customers
Contact Us
- Address: Antel Global Corp Center, Ortigas Center, Pasig City
- Email: [email protected]
Overview
HappyPera - Mobile cash loan is a Freeware software in the category Business developed by Royal Yohoo Lending Investors Corporation.
The latest version of HappyPera - Mobile cash loan is 1.6.7, released on 11/27/2023. It was initially added to our database on 11/27/2023.
HappyPera - Mobile cash loan runs on the following operating systems: Android.
HappyPera - Mobile cash loan has not been rated by our users yet.
Pros
- Convenient application process with no need for collateral
- Quick approval and disbursement of cash loan to users
- Transparent terms and conditions with no hidden charges
- Accessible to a wide range of users regardless of credit score
- Flexible repayment options with manageable interest rates
Cons
- Limited loan amounts compared to traditional lenders
- Higher interest rates may apply for some users
- Potential privacy concerns as personal information is required for loan approval
- Possibility of overspending due to easy access to cash loans
FAQ
What is HappyPera?
HappyPera is a mobile cash loan service provided by Royal Yohoo Lending Investors Corporation.
How can I apply for a cash loan through HappyPera?
You can apply for a cash loan through HappyPera by downloading the mobile app and following the application process within the app.
What are the requirements to apply for a cash loan through HappyPera?
The requirements to apply for a cash loan through HappyPera may include valid identification, proof of income, and other documentation as specified by Royal Yohoo Lending Investors Corporation.
How long does it take to get approved for a cash loan through HappyPera?
The approval time for a cash loan through HappyPera may vary depending on the completeness of the application and other factors, but it is typically quick.
What are the repayment terms for cash loans obtained through HappyPera?
The repayment terms for cash loans obtained through HappyPera will be outlined in the loan agreement provided by Royal Yohoo Lending Investors Corporation.
Is there a maximum loan amount that can be borrowed through HappyPera?
The maximum loan amount that can be borrowed through HappyPera may vary depending on the individual's creditworthiness and other factors considered during the application process.
Are there any fees associated with using HappyPera's cash loan service?
There may be fees associated with using HappyPera's cash loan service. These fees will be disclosed in the loan agreement provided by Royal Yohoo Lending Investors Corporation.
Can I use HappyPera's cash loan service for any purpose?
HappyPera's cash loan service can typically be used for various purposes, such as emergency expenses, bill payments, or personal purchases.
Is there a grace period for repayments on cash loans obtained through HappyPera?
Whether there is a grace period for repayments on cash loans obtained through HappyPera will depend on the specific terms outlined in the loan agreement with Royal Yohoo Lending Investors Corporation.
Can I contact customer support for assistance with my HappyPera cash loan?
Yes, you can contact customer support at Royal Yohoo Lending Investors Corporation for assistance with your HappyPera cash loan. Contact information may be available on their website or within the mobile app.
Pete Milner
I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.
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