HappyPera - Mobile cash loan 1.6.7

Royal Yohoo Lending Investors Corporation – Freeware – Android

HappyPera: Quick Cash Loans at Your Fingertips

Pete Milner

12/21/2024

HappyPera offers a seamless mobile solution for cash loans, making it easier than ever to access funds in times of need with competitive rates and user-friendly interface.

Corporate Name: Royal Yohoo Lending Investors Corporation

Registered Business Name: Royal Yohoo Lending Investors Corporation

Doing business under the name and style of "HappyPera"

SEC COMPANY REGISTRATION NO.CS201906145

CERTIFICATE OF AUTHORITY NO.2940

HappyPera is a Filipino technology and financial services company that offers safe and convenient online cash loans to help Filipinos address their financial needs.

Join millions of HappyPera customers who have successfully utilized our loans to start businesses, pay for education, and meet other financial obligations.

HappyPera simplifies the borrowing process by providing easy online loan services without the need for paperwork, collateral, or a bank account.

Product Information

Loan amount: ₱3,000 - ₱10,000
Loan term: 90 days (shortest, including renewal time) - 120 days (longest, including renewal time)
Maximum APR: 24%
Prepaid Fees: cash-out fee ₱30, service fee ₱30

Example

If you borrowed ₱5,000 for a term of 120 days:

The net proceeds would be ₱4,940 (₱5,000 - ₱30 - ₱30).

Total repayment on the due date would be ₱5,400 (₱5,000 + ₱5,000 * 24% / 360 * 120).

User Requirements

Filipino Citizen
Age: 18+

Product Features

Simple application process in just 3 easy steps
Safe and convenient with secure protection of your information
Apply anytime and anywhere

Application Procedure

Download the HappyPera app on your mobile phone
Fill in the simple application information
Provide your GCash or cash withdrawal options
Get your cash sent directly to GCash, GrabPay, bank account, etc.

Loan Amounts

₱2,000 - ₱3,000 for first-time loan applicants
You can increase your credit limit up to ₱10,000 with on-time repayment records
Cash out from various locations, including GCash, GrabPay, Cebuana Lhuillier, M Lhuillier, LBC, or your own bank account.

Repayment Process

Visit any 7-Eleven, Cebuana Lhuillier, M Lhuillier, or bank branch for repayment
Easy repayment schedule to help you stay on track with your payments

Why Choose HappyPera?

Easy application and fast approval process for quick access to cash
Financial guidance to help you make wise decisions with your money
Inspiration from millions of successful HappyPera customers
Fast, simple, and competitive interest rates
Professional and responsive staff providing excellent customer service
Transparent and responsible lending practices
Special offers for loyal customers

Contact Us

Address: Antel Global Corp Center, Ortigas Center, Pasig City
Email: [email protected]

Overview

HappyPera - Mobile cash loan is a Freeware software in the category Business developed by Royal Yohoo Lending Investors Corporation.

The latest version of HappyPera - Mobile cash loan is 1.6.7, released on 11/27/2023. It was initially added to our database on 11/27/2023.

HappyPera - Mobile cash loan runs on the following operating systems: Android.

HappyPera - Mobile cash loan has not been rated by our users yet.

Pros

Convenient application process with no need for collateral
Quick approval and disbursement of cash loan to users
Transparent terms and conditions with no hidden charges
Accessible to a wide range of users regardless of credit score
Flexible repayment options with manageable interest rates

Cons

Limited loan amounts compared to traditional lenders
Higher interest rates may apply for some users
Potential privacy concerns as personal information is required for loan approval
Possibility of overspending due to easy access to cash loans

FAQ

What is HappyPera?

HappyPera is a mobile cash loan service provided by Royal Yohoo Lending Investors Corporation.

How can I apply for a cash loan through HappyPera?

You can apply for a cash loan through HappyPera by downloading the mobile app and following the application process within the app.

What are the requirements to apply for a cash loan through HappyPera?

The requirements to apply for a cash loan through HappyPera may include valid identification, proof of income, and other documentation as specified by Royal Yohoo Lending Investors Corporation.

How long does it take to get approved for a cash loan through HappyPera?

The approval time for a cash loan through HappyPera may vary depending on the completeness of the application and other factors, but it is typically quick.

What are the repayment terms for cash loans obtained through HappyPera?

The repayment terms for cash loans obtained through HappyPera will be outlined in the loan agreement provided by Royal Yohoo Lending Investors Corporation.

Is there a maximum loan amount that can be borrowed through HappyPera?

The maximum loan amount that can be borrowed through HappyPera may vary depending on the individual's creditworthiness and other factors considered during the application process.

Are there any fees associated with using HappyPera's cash loan service?

There may be fees associated with using HappyPera's cash loan service. These fees will be disclosed in the loan agreement provided by Royal Yohoo Lending Investors Corporation.

Can I use HappyPera's cash loan service for any purpose?

HappyPera's cash loan service can typically be used for various purposes, such as emergency expenses, bill payments, or personal purchases.

Is there a grace period for repayments on cash loans obtained through HappyPera?

Whether there is a grace period for repayments on cash loans obtained through HappyPera will depend on the specific terms outlined in the loan agreement with Royal Yohoo Lending Investors Corporation.

Can I contact customer support for assistance with my HappyPera cash loan?

Yes, you can contact customer support at Royal Yohoo Lending Investors Corporation for assistance with your HappyPera cash loan. Contact information may be available on their website or within the mobile app.

Pete Milner

I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.

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Latest Version
1.6.7

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