HappyPera - Mobile cash loan 1.6.7

Corporate Name: Royal Yohoo Lending Investors Corporation

Registered Business Name: Royal Yohoo Lending Investors Corporation

Doing business under the name and style of "HappyPera"

SEC COMPANY REGISTRATION NO.CS201906145

CERTIFICATE OF AUTHORITY NO.2940

HappyPera is a Filipino technology and financial services company that offers safe and convenient online cash loans to help Filipinos address their financial needs.

Join millions of HappyPera customers who have successfully utilized our loans to start businesses, pay for education, and meet other financial obligations.

HappyPera simplifies the borrowing process by providing easy online loan services without the need for paperwork, collateral, or a bank account.

Product Information

• Loan amount: ₱3,000 - ₱10,000
• Loan term: 90 days (shortest, including renewal time) - 120 days (longest, including renewal time)
• Maximum APR: 24%
• Prepaid Fees: cash-out fee ₱30, service fee ₱30

Example

If you borrowed ₱5,000 for a term of 120 days:

The net proceeds would be ₱4,940 (₱5,000 - ₱30 - ₱30).

Total repayment on the due date would be ₱5,400 (₱5,000 + ₱5,000 * 24% / 360 * 120).

User Requirements

• Filipino Citizen
• Age: 18+

Product Features

• Simple application process in just 3 easy steps
• Safe and convenient with secure protection of your information
• Apply anytime and anywhere

Application Procedure

1. Download the HappyPera app on your mobile phone
2. Fill in the simple application information
3. Provide your GCash or cash withdrawal options
4. Get your cash sent directly to GCash, GrabPay, bank account, etc.

Loan Amounts

• ₱2,000 - ₱3,000 for first-time loan applicants
• You can increase your credit limit up to ₱10,000 with on-time repayment records
• Cash out from various locations, including GCash, GrabPay, Cebuana Lhuillier, M Lhuillier, LBC, or your own bank account.

Repayment Process

• Visit any 7-Eleven, Cebuana Lhuillier, M Lhuillier, or bank branch for repayment
• Easy repayment schedule to help you stay on track with your payments

Why Choose HappyPera?

• Easy application and fast approval process for quick access to cash
• Financial guidance to help you make wise decisions with your money
• Inspiration from millions of successful HappyPera customers
• Fast, simple, and competitive interest rates
• Professional and responsive staff providing excellent customer service
• Transparent and responsible lending practices
• Special offers for loyal customers

Contact Us

• Address: Antel Global Corp Center, Ortigas Center, Pasig City
• Email: [email protected]